1.0.3.29 Safe to install
AllCredit: Simplifying Online Loans with Ease
AllCredit by Moblaspay Company Limited provides a user-friendly platform for securing quick online loans, though it may lack diverse loan options for different financial needs.
AllCredit is a comprehensive loan application that offers a range of loan options, officially authorized by the Nigerian government. It functions as a free loan app that aims to assist individuals in accessing low interest rates, multiple loan options, and higher credit limits.
Key features of the AllCredit app include:
- One application that matches multiple prime loans
- Preferred recommendations: comprehensive loans up to 500,000 naira
- Efficient and flexible: 100% online application, 24/7 service, meeting financial needs anytime and anywhere
- No hidden fees, collateral, or paperwork required, with low interest rates
Loan Characteristics:
- Loan amount: ₦10,000.00 - ₦500,000.00
- Loan term: 91 days - 365 days
- Interest rate: The Annual Percentage Rate (APR) ranges from 12% to 56% per annum
Example:
If you borrow NGN10,000 for a loan term of 180 days at an APR interest rate of 12%, the total interest would be NGN10,000 * (180/360 * 12%) = NGN600. Therefore, the total repayment amount would be NGN10,000 + NGN600 = NGN10,600.
Eligibility criteria for loans:
- Nigerian resident
- Aged between 18 and 60 years old
- Possessing a working phone number
Application Process:
- Select your preferred loan product
- Click the 'Apply Now' button to access the loan product application page
- Follow the provided guidelines to complete the loan application
Contact Information:
- Email: [email protected]
- Service Hotline: 018883595 (9am - 6pm, Monday to Friday; 9am - 5pm, Saturday)
- Address: 85 Ojuelegba Rd, Surulere 101230, Lagos, Nigeria
Overview
AllCredit:best loan online is a Freeware software in the category Business developed by Moblaspay Company Limited.
The latest version of AllCredit:best loan online is 1.0.3.29, released on 10/17/2023. It was initially added to our database on 10/17/2023.
AllCredit:best loan online runs on the following operating systems: Android.
Users of AllCredit:best loan online gave it a rating of 4 out of 5 stars.
Pros
- User-friendly interface that simplifies the loan application process.
- Quick approval times, with many users receiving decisions within minutes.
- Wide range of loan options catering to different needs and financial situations.
- Transparent terms and conditions with no hidden fees.
- Access to customer support for assistance during the application process.
- Integration with various payment methods for easy fund disbursement.
Cons
- Limited availability in certain regions, which may restrict access for some potential users.
- Interest rates can be high compared to traditional banks.
- Potential for overspending due to easy access to loans without thorough checks on borrowing limits.
- Need for a good credit score to qualify for the best interest rates, which may exclude some applicants.
- Customer service may experience delays during peak times, leading to longer wait times for assistance.
FAQ
What is AllCredit by Moblaspay Company Limited?
AllCredit is an online lending platform that provides quick and convenient loan options to individuals and businesses.
How do I apply for a loan using AllCredit?
You can apply for a loan through the AllCredit website or mobile app by filling out the online application form with your personal and financial details.
What types of loans are offered by AllCredit?
AllCredit offers personal loans, business loans, and installment loans, tailored to meet different financial needs.
What are the eligibility criteria for getting a loan from AllCredit?
To be eligible, you must be at least 18 years old, a resident of the country where you are applying, and have a stable income.
How quickly can I receive my funds after approval?
Funds are typically disbursed within 24 to 48 hours after loan approval, depending on the chosen disbursement method.
Is there a fee for early repayment of my loan?
No, AllCredit allows early repayment of loans without any penalties.
What interest rates does AllCredit offer?
Interest rates vary based on the type of loan and individual credit assessments. Please check the website for the most current rates.
Can I check my loan application status online?
Yes, you can track your loan application status through your account on the AllCredit website or mobile app.
What happens if I miss a loan payment?
If you miss a payment, you may incur late fees and it could affect your credit score. It's best to contact customer support for assistance.
Does AllCredit require collateral for loans?
AllCredit primarily offers unsecured loans that do not require collateral.
David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
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